Facts About Google Maps Optimization Revealed

When planning a wedding, it can seem like there are a thousand and one things to remember – some of them are really obvious and while others might seem a little more obscure, they all come together to form what will hopefully be a fantastic day for everyone – bride, groom, family and guests.

Let’s have a look at some of the main things that need organising and planning in order to make the wedding day a success.

Choosing a Venue

Your wedding venue is likely to be your starting point as until you get this sorted, you won’t know how many people you can invite, what transport you will need or even what colours to wear – so it’s pretty important! Are you hoping for a traditional church wedding followed by an elegant reception in a grand country house or hotel? Maybe you prefer the idea of a beach wedding with low key, informal celebration after the event or perhaps another kind of outdoor wedding, set amongst beautiful gardens with a marquee in place to cater for the reception.

Whatever you decide, numbers are important. For instance, if the venue you choose is too big, the whole event can end up feeling swamped by the surroundings and any intimate atmosphere you were hoping for can be lost. On the other hand, if you are looking at inviting big numbers, you need a venue that can handle that. You may even have a situation, where the ceremony and reception are essentially going to be in the same venue in which case you may be able to use any tables and chairs you may have purchased or hired for both parts of the wedding.

Dates

Choosing a date for your wedding is also something to take into consideration. It’s probably fair to say that most people prefer either a spring or summer wedding for obvious reasons such as the weather and perhaps more holiday time available. However, because of this many wedding venues can be fully booked for years in advance during these warmer months and you either need to get in really early and simply have a long engagement or perhaps try dates that are not quite as universally popular. Winter weddings, especially those at Christmas time are increasingly popular and if thought through carefully can be equally as magical.

Dressing the Venue

Although you are not likely to be able to do this until either the day or perhaps night before, it still needs to be thoroughly planned in advance. Will your venue of choice be supplying their own tables and chairs to your specifications or do you need to purchase/hire them yourselves? It might be that your venue organisers need to make an order themselves on your behalf based on what you have asked for. How many chairs will you need to seat everyone comfortably and likewise with the tables? What sort of layout is planned? Will you need round wooden tables or rectangular tables and will they all have flowers on them or only the head table? Will you order special banqueting chairs or choose something in a different style? Do you need the colours to match or coordinate with your theme? A little planning in this area can ensure that your wedding venue looks spectacular!

Wedding Accessories

It’s not always the case, but these are usually best acquired at the same time and place as your dress. It’s so much easier to find the right veil, tiara, shoes, jewellery and underwear when you already have your chosen dress on – you will soon know whether they work together or not, saving you lots of time, shopping trips and guess work! Again try a selection until you get it right.

Wedding Flowers

When sorting out the main wedding bouquet for the bride (although this can work for the bridesmaids too), ask your florist of choice if they can make up an imitation bouquet for you – this way you can take it with you during all of your wedding dress fittings and find out if it works before the big day. A delicate dress with bold flowers might not work and vice versa but you will be able to decide for yourself. For smaller brides looking to find a little extra height for their special day – in addition to heels, a long and trailing bouquet may be able to deliver an illusion of length and height. Again, it’s well worth experimenting if you have the time and budget to do so.

So, you have chosen your scheme and your flowers, but how many do you need? Do you have just one venue to dress or two? If your budget simply won’t allow you to dress both venues, perhaps you can be very clever with your event schedule and leave enough of a gap between each to re-dress each venue with the flowers you do have. For example, bouquets can be used as centre pieces for the main table at a reception.

If you can’t afford many flowers, a clever use of candles can also help to create an intimate and stylish atmosphere.

Finding the best roofing company is vital for ensuring your roof is installed or repaired properly. Navigating through the many roofing companies can be challenging. Here, we will explore the key factors to consider when choosing a Gordy roofing company.

Assessing Your Needs

Begin by evaluating your specific roofing needs to choose the most suitable company. Take into account the type of roof, the work needed, and your budget. Knowing your needs will help you narrow down the options and find a company that best suits your situation.

Researching Roofing Companies

With a clear understanding of your needs, begin exploring different roofing companies. Examine their areas of expertise, the roofs they work on, and their project methods. Determine whether they provide services that complement your requirements. Researching these details will help you find companies that match your needs.

Credentials and Experience Matter

After shortlisting a few companies, verify their credentials and experience. Verify that the roofing company has a proven history of success and trustworthiness. This information is often available on the company’s website or can be confirmed through direct contact. Choose companies with extensive experience in the roofing industry, as it is key to reliable service.

Understanding Their Approach

It’s important to understand the approach and methods the roofing company uses. Find out about their process, including initial inspections, project planning, and follow-up services. Some companies offer a combination of methods tailored to individual needs. Make sure the company’s approach aligns with your personal preferences and project goals.

Considering Accessibility and Convenience

Evaluating the accessibility and convenience of the roofing company is essential. Find out their location and if they provide flexible scheduling options. Flexible scheduling can be very convenient for those with busy lifestyles. Consider their customer service hours to ensure they fit your schedule.

Evaluating Financial Aspects

financial considerations are important in choosing a roofing company. Look beyond the initial quote and consider the overall cost of the project. This includes materials, labor, and any additional fees. Make sure you understand the company’s pricing structure to avoid unexpected expenses.

Evaluating Customer Service

Top roofing companies have strong customer service. Check the availability of customer support and their responsiveness to inquiries. Read reviews and seek recommendations to determine the quality of their customer service. Excellent customer service ensures you get the support you need when you need it.

Conclusion

Choosing the right roofing company requires thorough research and thoughtful consideration. By assessing your needs, understanding their approach, and comparing costs and accessibility, you can make an informed decision. Remember to consider the company’s credentials and experience when making your choice. Choosing the right roofing company will help you effectively maintain your roof and achieve your project goals.

For many in retirement there is a shock when they find out that they do have to pay taxes on Social Security benefits and unfortunately this is nothing new.

Taxing Social Security benefits began back in 1983 when Congress altered the Amendments of the Social Security Act to have a portion of benefits subject to federal income taxation.

The rational was simple: to keep the Social Security program solvent there had to be a change, so why not tax the rich.

At the time this novel concept was only going to be an issue for less than 5% of all retirees, but with all “good intentions” set by Congress today there over 40% of retirees that are paying some tax on their benefits.

The good news about being subject to taxes on your benefits is that, right now, only up to 85% of your Social Security benefit can be taxable.

We are stressing right now, because there is always Congress and Congress is looking for money.

According to Social Security.gov to help save the Social Security program there are proposals to increase the taxation of benefits even higher than what they are already at.

How to figure out if I will pay taxes on Social Security benefits?

There are a few factors that determine if you will have to pay taxes on your Social Security benefit and they are:

Factor #1) Your other taxable income:

Believe it or not if you happen to have more income than a certain amount you will have to pay taxes on your Social Security benefit.

If you have very little reportable income, other than your Social Security benefit there is a great chance that this tax will never affect you.

Again, it is all about reportable income and what the IRS considers to be reportable is:

• ½ of your annual Social Security benefit,
• Your adjusted gross income (AGI) and
• Tax-exempt interest you have as income.

What does AGI include as income?

AGI is everything on line 11 of the 2022 IRS form 1040 which includes income from sources like:

Wages, Capital Gains, Rental and Pension Income, Interest and Distributions from investments like Traditional 401(k)’s/IRA’s/403(b)’s.

For a comprehensive list of what counts as income click here.

Basically, if your reportable income in retirement is not from Roth Accounts, Health Savings Accounts (HSA’s), 401(h) plans, Non-Qualified Annuities, Life insurance or Home loans then it will count towards your AGI.

• Pro tip: If you have any assets in a Traditional 401(k) or investments vehicles where you delay paying taxes until retirement you will most likely be paying taxes on your Social Security benefit.

What does Tax-Exempt Interest include as income?

According to the IRS is includes “any tax-exempt original issue discount (OID)), such as from municipal bonds.”

You can find this type of income on line 2a of the 2022 IRS tax form 1040.

A good rule to follow when it comes to paying taxes on your Social Security benefit:

If you are trying to avoid taxes while you are young, working and can afford to do so you will most likely pay more taxes later in retirement, when you are old, not working and need the money.

Factor #2: How you file your taxes with the IRS:

There is mathematical equation to determine if you are even eligible to be subject to taxes on your Social Security benefit and it all comes down if you file your taxes as an Individual of Jointly.